Paragon Banking Group PLC is a specialist bank based in the UK. The company offers a range of savings and credit products in the UK through Paragon Bank PLC. Its loan products include mortgages for landlords and loans for business customers. Loans are financed by deposits from savers, along with wholesale funding. The company’s segments are Mortgage Lending and Commercial Lending. The Mortgage Loans segment includes buy-to-let loans and first- and second-chance loans for own use and related activities. The Commercial Loans segment includes equipment rental activities, development financing, structured loans and other offers aimed at SME customers, as well as car financing activities. It provides finance to SMEs and small businesses operating in a number of commercial lending markets, as well as car finance to consumers in the UK. The company focuses on niche assets and under-covered markets in four key areas.
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